At ResolveOne Financial, our Achieve Resolution program is designed with you at the center of everything we do. We’re committed to ensuring that our solution is the right fit for your unique needs and circumstances. Here are the key benefits you can expect:

1. Informed Decisions:
You’ll receive a free debt evaluation to help you understand your options and make informed choices.

2. Personalized Success:
Our personalized financial assessment includes a cash flow analysis to set you up for success and guide your financial journey.

3. Clear Communication:
We prioritize transparency, so you won’t encounter surprises. We provide clear terms and keep you informed every step of the way.

4. Program Guarantee:
Our Program Guarantee ensures that if your total program settlement cost exceeds the total amount of debt you enrolled in, we’ll refund the difference—up to 100% of our collected fees.*

5. Legal Support:
We partner with a network of attorneys specializing in debt negotiation. The cost of this Legal Plan is included in your program, available to you as long as you make your deposits on time.

6. 24/7 Access to Resources:
Resolveone Financial offers complimentary tools and guidance to support your success. You’ll have access to an online dashboard where you can chat with Member Services seven days a week, along with various videos and articles to enhance your financial skills.

*Note: For the settlement fee refund, “ResolveOne Financial program settlement costs” refer to (a) the total amount you paid to creditors through the program and (b) the total settlement fees paid to us (excluding other fees or taxes). Any new debt incurred after enrollment won’t qualify for this refund.

If you have any questions or need further assistance, we’re here to help you every step of the way!

Understanding your options is essential, and each solution has its own benefits. Here’s a quick overview to help you navigate your choices:

Credit Counseling:
This option is designed to help you learn effective budgeting skills and curb overspending. Counselors can enroll you in a debt management plan, which typically lowers your interest rates and sets up a manageable payment schedule. This makes repaying your debt simpler and more affordable. However, keep in mind that credit counselors will control your funds and decide how your money is distributed to creditors.

Debt Resolution:
With debt resolution, our goal is to negotiate with your creditors to accept less than you owe as full payment. This can be particularly helpful if you’re struggling to pay off the entire amount. A key advantage of using Resolve-Debt is that you retain control—everything we do must be approved by you, ensuring your preferences guide the process. Unlike credit counseling, we don’t manage your money; you decide how it’s distributed to creditors.

Bankruptcy:
This is a court-ordered plan where you either surrender some assets or pay into a plan to discharge a portion of your debts. While it can provide a fresh start, bankruptcy has long-term implications and should be considered carefully.

If you have any questions or need further assistance, we’re here to help you find the best solution for your financial situation!

At ResolveOne Financial, we specialize in helping you tackle unsecured debt—debt that isn’t backed by collateral like a car or house. Here’s a breakdown of the types of debt we can assist you with:

Debts We Can Help With:

• Credit Cards: Eliminate high-interest balances and regain control.
• Medical Bills: Get support in managing unexpected medical expenses.
• Most Personal Loans: Work towards reducing your personal loan balances.
• Private Student Loans: Find solutions for your private education debts.

Debts We Can’t Help With:

• Secured Loans: This includes loans like HELOCs and auto loans.
• Utility Bills: Unfortunately, we can’t assist with these ongoing expenses.
• Tax Debt: We do not provide assistance with tax-related obligations.
• Federal Student Loans: Our services do not cover federal student loans.

If you’re unsure about your specific situation, feel free to reach out. We’re here to help you navigate your debt and find the best solution!