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Eliminate your debt, reclaim your life

Cut down your debt now

Pay less with support from our expert team.

Say goodbye to debt sooner

Leave debt behind in 24-48 months with our help!

Enjoy extra cash each month

Streamline your debts into one manageable program deposit

We fight for your financial freedom

Trust our experts to negotiate with creditors and lower your debt.

Credit score doesn’t matter

You can still receive help with your debt, no matter your score.

Reduce debt without borrowing

Take charge of your finances without a consolidation loan.

Resolve-Debt

Let’s Tackle This Together!

How much do you need to resolve?

EXPLORE DEBT RESOLUTION

Let go of debt and step into a brighter future

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Reduce time to paty debt

UNDERSTANDING DEBT RESOLUTION

Your path to freedom: a proven debt solution

Our skilled negotiators collaborate with creditors to help you eliminate debt in just 24-48 months!

WHO IS DEBT RESOLUTION FOR?

Relief for your debt struggles today

If you’re facing unmanageable debt and need support, the Resolve-Debt team is ready to assist you.”

Smiling woman celebrating her debt-free status.
Pay less each months
Two men and one woman smiling together, celebrating a shared success.
Reduce what you owe

BENEFITS OF CHOOSING ResolveOne

Financial experts in your corner"

Our team of debt consultants, debt negotiators, and Member Services Representatives have served more than 1 million members over 20+ years.

Proven results, delivered by a team of experts

Rapid results

Rapid results

Join the 60% who settle their debt within just three months!

Program guarantee

Program guarantee

Your program is designed to help you succeed.

Simplify your life

Simplify your life

Here for you 7 days/week via phone & 24/7 with your online dashboard.

Insider guides for your next money move

EXPLORE YOUR OPTIONS

Proven results, delivered by a team of experts

Rapid Results

Rapid Results

Personalize Your Loan

Home Equity Financing

Home Equity Financing

Eliminate debt using your equity

Find your fit

Find your fit

Explore your best solution

Debt resolution FAQs

Understanding your options is essential, and each solution has its own benefits. Here’s a quick overview to help you navigate your choices:

Credit Counseling:
This option is designed to help you learn effective budgeting skills and curb overspending. Counselors can enroll you in a debt management plan, which typically lowers your interest rates and sets up a manageable payment schedule. This makes repaying your debt simpler and more affordable. However, keep in mind that credit counselors will control your funds and decide how your money is distributed to creditors.

Debt Resolution:
With debt resolution, our goal is to negotiate with your creditors to accept less than you owe as full payment. This can be particularly helpful if you’re struggling to pay off the entire amount. A key advantage of using Resolve-Debt is that you retain control—everything we do must be approved by you, ensuring your preferences guide the process. Unlike credit counseling, we don’t manage your money; you decide how it’s distributed to creditors.

Bankruptcy:
This is a court-ordered plan where you either surrender some assets or pay into a plan to discharge a portion of your debts. While it can provide a fresh start, bankruptcy has long-term implications and should be considered carefully.

If you have any questions or need further assistance, we’re here to help you find the best solution for your financial situation!

Program fees range between 15-25% of the amount of enrolled debt to be resolved. Rates may vary depending on your state of residence.

At ResolveOne Financial, we specialize in helping you tackle unsecured debt—debt that isn’t backed by collateral like a car or house. Here’s a breakdown of the types of debt we can assist you with:

Debts We Can Help With:

  • Credit Cards: Eliminate high-interest balances and regain control.
  • Medical Bills: Get support in managing unexpected medical expenses.
  • Most Personal Loans: Work towards reducing your personal loan balances.
  • Private Student Loans: Find solutions for your private education debts.

Debts We Can’t Help With:

  • Secured Loans: This includes loans like HELOCs and auto loans.
  • Utility Bills: Unfortunately, we can’t assist with these ongoing expenses.
  • Tax Debt: We do not provide assistance with tax-related obligations.
  • Federal Student Loans: Our services do not cover federal student loans.

If you’re unsure about your specific situation, feel free to reach out. We’re here to help you navigate your debt and find the best solution!

At ResolveOne Financial, our Achieve Resolution program is designed with you at the center of everything we do. We’re committed to ensuring that our solution is the right fit for your unique needs and circumstances. Here are the key benefits you can expect:

1. Informed Decisions:
You’ll receive a free debt evaluation to help you understand your options and make informed choices.

2. Personalized Success:
Our personalized financial assessment includes a cash flow analysis to set you up for success and guide your financial journey.

3. Clear Communication:
We prioritize transparency, so you won’t encounter surprises. We provide clear terms and keep you informed every step of the way.

4. Program Guarantee:
Our Program Guarantee ensures that if your total program settlement cost exceeds the total amount of debt you enrolled in, we’ll refund the difference—up to 100% of our collected fees.*

5. Legal Support:
We partner with a network of attorneys specializing in debt negotiation. The cost of this Legal Plan is included in your program, available to you as long as you make your deposits on time.

6. 24/7 Access to Resources:
Resolveone Financial offers complimentary tools and guidance to support your success. You’ll have access to an online dashboard where you can chat with Member Services seven days a week, along with various videos and articles to enhance your financial skills.

*Note: For the settlement fee refund, “ResolveOne Financial program settlement costs” refer to (a) the total amount you paid to creditors through the program and (b) the total settlement fees paid to us (excluding other fees or taxes). Any new debt incurred after enrollment won’t qualify for this refund.

If you have any questions or need further assistance, we’re here to help you every step of the way!